At Minnesota First, we give you the choices you need to find a mortgage loan that is exactly what you are looking for. We finance purchases and refinances of primary residences, vacation homes and investment properties.
We even offer home equity loans that give you the advantage of borrowing with your home’s equity. Interest rates will usually be lower than what you would pay on a personal loan.
|1st Mortgages||2nd Mortgages||Home Equity|
|Competitive fixed rates||✓||✓||✓|
|Low closing costs||✓||✓||✓|
|No PMI *||✓||✓||✓|
|No prepayment penalty *||✓||✓||✓|
|Ability to modify your loan||✓||✓||✓|
|Free in-house appraisals for qualifying loans||✓||✓||✓|
|Creative financing with payments tailored to fit your budget and needs||✓||✓||✓|
|Acceptance of payments weekly, bi-weekly or monthly||✓||✓||✓|
|Automatic payments from your checking/savings account or employment check||✓||✓||✓|
|In-house approvals for a faster answer||✓||✓||✓|
|Interest tax deduction. Consult tax advisor for eligibility.||✓||✓||✓|
|Loans serviced in house||✓||✓||✓|
*Certain restrictions apply.
To Apply for a Home Loan:
Download our Home Mortgage Loan Application checklist, which will help you gather the information required to apply for a home mortgage loan. When you are ready, visit one of our convenient locations.