Winona Rates

//Winona Rates
Winona Rates
Savings Rates
CD Rates
Loan Rates

Savings Rates

Regular Savings

From… Up to… Savings Rate
$200.00 $999.99 0.15% APY*
$1,000.00 $2,499.99 0.20% APY*
$2,500.00 $24,999.99 0.35% APY*
$25,000.00 And above 0.50% APY*

*Annual Percentage Yield. Effective August 20, 2014. Rates subject to change at any time.

Smart Savers-No New Accounts Are Currently Being Opened

From… Up to… Savings Rate
$200.00 $999.99 0.15% APY*
$1,000.00 $2,499.99 0.30% APY*
$2,500.00 And above 0.55% APY*

*Annual Percentage Yield. Effective August 20, 2014. Rates subject to change at any time.

Little Savers

From… Up to… Savings Rate
$20.00 $999.99 0.40% APY*
$1,000.00 $2,499.99 0.55% APY*
$2,500.00 $24,999.99 0.65% APY*
$25,000.00 And above 0.80% APY*

*Annual Percentage Yield. Effective August 20, 2014. Rates subject to change at any time.

CD Rates

Certificate of Deposit

Term APY* Minimum Opening Deposit
3 Months  0.75% APY* $500.00
6 Months  1.00% APY* $500.00
12 Months  1.46% APY* $500.00
18 Months  1.76% APY* $500.00
24 Months  2.02% APY* $500.00
36 Months  2.27% APY* $500.00
48 Months  2.47% APY* $500.00
60 Months  2.68% APY* $500.00

*Annual Percentage Yield. Effective August 14, 2018. Rates subject to change at any time. Time Certificate 12 months and over compound quarterly. Early withdrawal penalty is 3 months interest for CD terms 12 months and under. Early withdrawal penalty is 6 months interest for CD terms over 12 months.

Special Certificate of Deposit

Term APY* Renewal Rate Term Minimum Opening Deposit
13 Months ($5000.00-$10000.00) 1.71% APY* 12 Months $5000.00
13 Months ($10001.00-$25000.00) 2.22% APY* 12 Months $10001.00
13 Months ($25001.00-$50000.00) 2.32% APY* 12 Months $25001.00
21 Months ($5000.00-$10000.00) 2.17% APY* 18 Months $5000.00
21 Months ($10001.00-$25000.00) 2.32% APY* 18 Months $10001.00
21 Months ($25001.00-$50000.00) 2.47% APY* 18 Months $25001.00

*Annual Percentage Yield. Effective August 14, 2018. Rates subject to change at any time. Time Certificate 12 months and over compound quarterly. Early withdrawal penalty is 3 months interest for CD terms 12 months and under. Early withdrawal penalty is 6 months interest for CD terms over 12 months. Commercial or Institutional funds are not eligible for CD specials.

Special Certificate of Deposits renew at the current interest rate for the renewal rate term certificate of deposit.

Loan Rates

Home Mortgages

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Fixed Rate Auto & Truck Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Fixed Rate Secured Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Personal Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

Business Loans

Please visit one of our branches or call 1-800-646-6178 today for loan rates.

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